| VOLVO CARS OF
NORTH AMERICA
Lease or Finance?
Whether you lease or finance
your new Volvo depends entirely on you. Explore the benefits of each and
discover which one suits you best.
| WHY LEASE YOUR VOLVO? |
WHY FINANCE YOUR VOLVO? |
- Requires little or no money down.
|
- You can afford a relatively high down payment or you have a
car with equity to trade in.
|
- Your financial situation does not allow large monthly payments
for an extended period of time.
|
- You want to modify your car with non-factory options.
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- You drive a new vehicle every three to four years.
|
- You want to keep your car for several years.
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- You drive about 15,000 miles per year (or less).
|
- Your annual driving mileage exceeds the typical mileage allowance
of a lease. (The typical Volvo lease has a 12,000 or 15,000 annual
mileage allowance.)
|
- If desired, you can purchase your lease vehicle at the end of
your lease.
|
- You want the flexibility to own your car and sell it at any
time.
|
Whether you lease or finance your Volvo, you have a variety of choices.
Learn about Volvo leasing options here.
LEASING OPTIONS
Single Payment Lease
The Single Payment Lease represents the ultimate in carefree leasing -
just make one upfront payment* and say good-bye to monthly payments, thus
lowering your total cost when compared, term for term, to a traditional
lease.
Payment Option Plan
The Payment Option Plan** enables you to make your last monthly payments
in advance. By pre-paying up to nine of the last monthly payments, you
can lower your monthly payment†.
Multiple Security Deposit Lease
The Multiple Security Deposit Lease†† allows you to make up
to nine additional security deposits. Each additional security deposit
reduces your monthly payment. And, a lower monthly payment means a lower
payment over the life of your lease!
College Graduate Program
The College Graduate Program from Volvo Finance rewards new graduates
with the opportunity to lease or finance a Volvo. To take advantage of
this program, you need to have only your diploma, proof of employment
or other reliable source of income, and meet a few simple criteria. You
do not need a parent to co-sign. With your degree in hand, Volvo Finance
can help you get behind the wheel of one of Volvo's exciting high-performance
and versatile cars, while building a credit history in your name†††.
Options to Fine-Tune Your Lease
Odd-Term Lease
Who says agreements must be 24, 36 or 48 months in length? What if a 39-month
agreement better fits your trading cycle or budget? Whatever your personal
requirements, your Volvo retailer can help customize the term of your
Volvo Value Lease.
Flexible Mileage Allowance
If your annual driving mileage exceeds our 12,000 or 15,000 mileage allowance,
your lease can be tailored up front to more closely meet your needs.
Volvo Quick DebitTM
For the smart money manager looking to further simplify his or her life,
Volvo Finance offers Volvo Quick Debit. Each month, your payment can be
automatically deducted from your designated bank account. No checks to
write. No bills to mail. No late payments. Simple and carefree leasing
from Volvo.
Convenient Consolidation of Expenses
Expenses such as taxes and registration, accident and health insurance,
or an extended service plan can easily be included in your monthly payment.
*State and local fees and taxes may be required to be paid during the
lease term. Disposition Fee or Purchase Fee and excess mileage and wear
and use charges may be required to be paid at the end of the lease. See
the Volvo Closed-End Lease Agreement for details.
** Where available.
† The payment of state or local taxes and fees may be required
during the term of the agreement.
†† The Multiple Security Deposit Lease may not be available
in all areas.
††† Documentation acceptable to Volvo Finance North
America, Inc. Subject to credit approval.
Contract terms may be limited by the year and mileage of the selected
vehicle. See your authorized Volvo Retailer for program specifications.
Learn about Volvo financing options here.
FINANCING OPTIONS
College Graduate Program
The College Graduate Program from Volvo Finance rewards new graduates
with the opportunity to lease or finance a Volvo. To take advantage of
this program, you need to have only your diploma, proof of employment
or other reliable source of income, and meet a few simple criteria. You
do not need a parent to co-sign. With your degree in hand, Volvo Finance
can help you get behind the wheel of one of Volvo's exciting high-performance
and versatile cars, while building a credit history in your name*.
Fine Tune Your Finance Contract
Flexible Terms
Terms for 24 to 60 months are available, including odd-term financing.
Whatever your personal requirements, your Volvo retailer can help customize
the term of your Volvo Value Finance contract.
Volvo Quick DebitTM
For the smart money manager looking to further simplify his or her life,
Volvo Finance offers Volvo Quick Debit. Each month, your payment can be
automatically deducted from your designated bank account. No checks to
write. No bills to mail. No late payments. Simple and carefree financial
services from Volvo.
Convenient Consolidation of Expenses
Expenses such as taxes and registration, accident and health insurance,
or an extended service plan can easily be included in your monthly payment.
* Documentation acceptable to Volvo Finance North America, Inc. Subject
to credit approval.
Contract terms may be limited by the year and mileage of the selected
vehicle. See your authorized Volvo retailer for program specifications.
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